"AML are a very professional limited company with friendly staff
who are happy to resolve any employment/payroll queries in a quick and
efficient manner. I would highly recommend AML to anyone and guarantee
that previous frustrations with other limited companies will not be
present here!"
Vesna, Project Manager - London
Q: How do I join?
1. Download & complete the application form and return it to us along with your
identification/KYC documents.
2. Once we have received details from the client or agency of your
services and have an agreement in place for AML to be paid for your
services, then AML sends you an offer letter and two copies of a
contract of employment plus an employee handbook.
3. Sign one copy of the contract of employment and send it back to
AML.
4. Invoices would be raised by AML and sent to the client or agency.
Q: Is AML an umbrella company?
No. All individuals are AML employees working under a contract of
employment and will be subject to UK PAYE and NIC. We do not
remunerate our employees via dividends or by offsetting expenses.
Q: What happens with my agency or client contract?
AML negotiates and concludes contracts directly with the agency or
client.
Q: How long does it take to set up?
Set up can be done in as little as 48 hours.
Q: Are there any joining fees or exit penalties?
Q: How do I send my timesheets to you?
You can submit your hours online through the employee portal, fax, email or post.
Q: What insurances do you provide?
AML holds all necessary insurances including free Professional
Indemnity up to £5m.
Q: Can I claim expenses?
Pre-agreed expenses can be charged to the agency or client at no cost
to the individual.
Q: Will I get holiday or sick pay?
All AML employees receive holiday and sick pay in accordance with UK
employment law.
Q: Am I a director or shareholder? Do I receive dividend payments?
AML employees are not directors or shareholders and therefore do not
receive dividend payments.
Q: What do I have to do at the end of the tax year?
Most AML employees will be required to submit a self assessment tax
return and we will provide you with your P60 and P11D at the end of
the tax year.
Q: What is Benefit In Kind tax and when do I pay it?
Any awards being made out of the Trust in the form of a loan to
employees are taxable under the Beneficial Loan Rules as if the
benefit were provided by the employer (Benefit in Kind). An individual
will pay tax on the HMRC assessed benefit which is the official rate
of interest, currently 4.75%. This amount will then be taxed at 20% or
40% depending on whether the individual is a basic or higher rate
taxpayer.
Q: Can you deal with my personal pension contributions?
Yes at no cost to the employee.
Q: How do I provide a mortgage company with proof of my earnings?
AML provides any necessary proof of income and letters of comfort to
mortgage providers. AML has done this many times and we have
relationships with multiple mortgage providers for any employee that
requires assistance.
